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Your employees benefit / Your business benefits

As a business owner, we invite you to take advantage of this 100% free benefit for your team and for your business. Because your growth is our business.

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Consider us part of the team.

In a tough market, it never hurts to have a friend looking out for you while you look out for your employees. Cross Valley FCU is proud to offer the Employee Perks & Incentives Cooperative (EPIC), a unique partnership to give your employees valuable services they need while supporting your business with unique financial resources. All totally free for you and them.

Interested in learning more?
Lee Sorber, our Chief Business Development Officer, can answer any of your questions.

Get in touch

Straightforward Service

No upselling. Just pure benefits.

When you join EPIC, your employees are immediately eligible for all of Cross Valley Federal Credit Union’s wide array of membership benefits, products and services for free. And we’ll also assign a dedicated business development representative who will work with you to provide your employees with unique resources, workshops, promotions and more.

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Financial Education
Cross Valley is a valuable resource of financial guidance, offering free seminars, financial education tools and much more.
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Low Rates, High Yields
With EPIC, you and your staff have access to Cross Valley’s incredibly low rates on loans and high yields on savings products.
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24/7 Access
Anytime access via our app or online banking, plus a nationwide network of surcharge-free ATMs.
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EPIC only gets better.

In addition to amazing financial support for your employees, EPIC benefits your business, as well. As a Cross Valley FCU business member, you have access to:

  • Business Credit Cards with options to fit the needs of your business
  • Business Loans for additional equipment, expansion, real estate and more
  • Participation in Merchant Lending Pro, a unique program for retailers to offer their customers, while receiving a percentage of every loan closed.
  • Ongoing support and financial guidance from a dedicated Cross Valley representative
  • A trusted local financial institution that has been a supporter of our local community for over 50 years

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Taking Care

You’ll be in good company.

From grocery stores to lawn care specialists to the veterinary clinic down the street, when you join EPIC you’ll be joining a family of local and regional businesses dedicated to helping improve their employees’ financial lives. Our EPIC members share our passion for this community, and they know that when their employees are taken care of, their business succeeds on many levels.

Pennsylvania National Guard
Surrounding counties
Luzerne County Community College
Luzerne County, PA
Green Valley Landscaping
Plains, PA
West Hazelton Veterinary Clinic
West Hazleton, PA

Say hello to EPIC's newest members.

Steinbrenner Auto Sales & Service, Inc.
Button Oil & Propane
Concrete Alternatives
Giant Floor
Woody's Fireplace
We're here to help

Still have questions?

EPIC is a program that is not going away, so there’s no time limit here. All we ask is that if you do have more questions, give us a call at (570) 814-3650. Or, use the form below to reach out, and one of our business development specialists will be in touch.

Ready to get started?

We are too! If EPIC sounds like something you're interested in, click the button below to sign up and we'll take care of the rest.

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Merchant Lending Pro

Retailers, are you ready?

Merchant Lending Pro offers your customers a fast, simple and effective way to expand their buying power with you. As a retailer, you'll receive 1% of every single loan you refer to us, no strings attached--only for EPIC businesses.

  • Earn 1% of every loan closed*
  • Simple, intuitive application
  • Your customer receives a quick decision
  • Terms up to 5 years
  • Set monthly payment
  • We'll work with your customer to overcome financial hurdles

Learn more

About us

What's our story?