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Merchant Lending Pro

Give your customers a better way to buy.

Merchant Lending Pro boosts your customers’ purchasing power by offering them a Personal Loan at a lower interest rate than most credit cards. On top of that, you earn 1% of every loan closed through Cross Valley FCU.

Supercharged Purchasing Power

Supercharge your sales at no extra cost.

Merchant Lending Pro was designed to give your customers extra buying power while providing you with extra income. Your customers gain access to additional funds. You receive a commission of 1% for every loan closed (and the goodwill of your customers).

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No Cost
Merchant Lending Pro is 100% free with no hidden costs or fees.
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Customer Trust
Your customers now look at you as able to compete with big box stores, while showing them a much less costly way to buy over time.
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No Limits
Whether one loan or a hundred, there’s no limit to the number of applicants you can send to our simple loan portal.

For every loan closed, your business receives 1% of the total loan amount. No red tape. No caveats.

Customer Benefits

What’s in it for them?

A 100% online application that can be completed in minutes.

Less waiting. Less stress. No hassle.

  • Simple, intuitive application
  • Instant decision lets them know if they’re approved
  • Credit card beating interest rates
  • Terms up to 72 months
  • Set monthy payments

Sign up today

We've created Merchant Lending Pro to give you convenient and flexible financing options for your customers and additional income for you. It's truly a win-win and just one of the many great opportunities available when you become a business member of Cross Valley FCU.

—Lee Sorber
Chief Business Development Officer

Here’s how it works:

Sign up
Become a Merchant Lending Pro partner with Cross Valley in under 10 minutes through our simple application process.
Enter customer info
Your customer completes our simple loan application from any device or in person.
Quick online decision
Within minutes, Merchant Lending Pro can provide your customer with a decision.
Loan approved
For many, the loan is approved. If the loan is denied, Cross Valley FCU can provide alternate options.
eSign
Your customer completes the loan by eSigning a few documents.
Loan is funded
Funds are available within 2 business days*, and your customer is happy!

Simple process, incredible results.

Become a partner today

The Program for Professionals

Designed for your business.

Regardless of your business size, service or customers, Merchant Lending Pro was designed to take your business to the next level. Examples of business types that benefit from this program:

  • Kitchen & Bath Supply
  • Landscapers
  • Fireplace & Stove Supply
  • Jewelry Stores
  • Auto Repair Shops
  • Concrete & Epoxy Coaters
  • Furniture Stores
  • Arborists
  • Driveway Paving
  • Flooring Companies
  • Appliance Stores
  • HVAC Companies
  • Snow Plow Sales
  • Pool & Spa Dealers
About us

What's our story?

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Once the personal loan has been approved, it is typically funded within two (2) business days. This timeframe is contingent upon customer submitting all information requested and current loan application volume of Cross Valley FCU.